Finance
We offer a selection of finance options on everything we stock over a certain price and occassionally we offer limited finance deals on selected stock. View our current finance deals. These offers are subject to change without notice.
To apply for finance on any of these special offers please proceed as normal to purchase online and you will be asked if you would like to pay via a card or apply for finance. You can then select the best option that suits you.
A 10% minimum deposit is required, then it's the balance equally divided by the number of months. Deposits need to be paid online as soon as the application has been approved, and once we receive confirmation your guitar will be dispatched the same day for next working day delivery (if ordered by 1pm).
Finance offers not available with any other agreed promotional deal, sale price or part exchange.
Offer only available to residents of the UK.
Please contact us for any further info.
General Information
We have a range of great flexible finance options available on all purchases of £350 or more. £350 is the minimum credit amount (after the deposit). You can apply online or in store – it's quick, easy and most of the time you'll get an instant decision. Our online retail finance partners are Moneyway, Pay4Later & Take it Away. Credit is provided subject to status.
Terms are available from 6 to 36 months, with interest rates ranging from 0% to 19.5% APR (depending on the item).
Example Finance Option
Cash Price - £1499.00
Deposit - £149.00
Amount of credit - £1350.00
Payable by 12 monthly instalments of £112.50
Typical APR 0%
How to Apply
You can apply for credit in several different ways:
- Visit our website and select the items you wish to purchase. On the check out screen, select the finance option.
- Call us on 01252 726821. Our sales team will discuss the best finance deal for you and email you a customised application to complete online.
- Simply visit our store.
However you apply it takes only a few of minutes and you will usually get an instant decision.
Criteria
To apply for finance you must meet the following criteria -
• You must be over 18 years of age.
• You must be a UK resident with at least 3 years continual address history.
• You must be in full time employment, unless retired or a house person with a spouse in full time employment.
• You must have a UK bank account capable of accepting Direct Debits.
• The goods must be delivered to your home address
Benefits
Interest free credit is available on selected purchases over £350 (£350 is the minimum loan amount ).
Buy the items you want now + accessories, all for a low monthly payment.
Choose a higher-spec guitar for a few pounds more per month.
You can spread the cost of your purchase to minimise your monthly payments.
One-stop shopping: no need to go to a bank to secure funding.
Keep cash for day-to-day expenses.
Fixed repayments — your payments are fixed for the duration of the agreement allowing you to budget more effectively.
Online Applications - Pay4Later Finance
The most simple online finance is now available at Guitar Village.
Our online finance process is now instant, meaning there are no more forms for you to sign, and you will know instantly whether or not you have been approved for credit. Your order will take no longer to arrive than if you paid by credit card.
You just need to select the guitar you want on the website. Fill in your details as normal then at the payment method screen select the Pay4Later online finance option. You'll be shown the finance options available for the product you have selected, then taken to the online application. Once approved you will then need to pay the agreed deposit. Once this is done we will get a notification to ship the guitar straight out for next day delivery!
Occasionally Pay4Later may require further proof of ID to process applications. In this instance you will receive an email requesting more info and once ID is received it is usually verified that same day.
In-store Applications - Moneyway Music Finance
For customers who don't qualify for the Take It Away Scheme, we offer simple straightforward loans which can be tailored to meet your needs.
We offer loans from £350 to £12,000 to purchase any guitar, giving you the flexibility of bespoke music finance at a price you can afford.
- Applications can be made in the shop in Farnham. You will be able to speak to one of our honest, friendly, knowledgable sales staff who will talk you through the best finance package available to you.
- You will need to bring 2 forms of ID. These must be Passport, Drivers Licence (both parts) and/or a utillty bill dated within 3 months.
- The application process takes no more than 10 minutes and if approved, you can take your purchase away with you there and then.
- The minimum deposit payable upon a successful application is 10%, but you can opt to pay a larger deposit if you wish to keep the monthly repayments down.
Please contact us to find out the best finance package available for you.
You can also learn more at http://www.moneywaymusic.co.uk/
Take It Away Scheme
Take it away is an Arts Council initiative that aims to make musical instruments more accessible to children and young people by providing interest-free loans of up to £5,000. The scheme is open to parents buying an instrument for a child under the age of 18, but also 18-25 year olds who can apply in their own right.
You can use Take it away to borrow between £100 and £2000 towards the costs of your chosen instrument, and you can also include music stands, sheet music and other accessories within the loan.
You will need to pay a minimum 10% of the loan amount at the point of sale by debit or credit card (or cash/cheque with proof of identity). The rest is then paid back over 9 months in equal instalments by direct debit. There is no administrative charge or handling fee when you take out the loan, so you will never be paying more for your purchase than the ticket price.
Update 13/04/12 - We are please to announce we can now offer 18 month Take it Away finance packages. You can now borrow between £800 - £5000 over 18 months and you'll still only need to pay a 10% deposit to start you off.
Applicants must be:
· Either over 18 years of age and buying an instrument for a child under the age of 18
· Oraged 18-25 years if buying for themselves
· A permanent UK resident
· Working at least 16 hours per week
For more information, ask in store or go to www.takeitaway.org.uk
Representative 0% APR
Subject to status. Terms and conditions apply. Applicants must be over 18. Guitar Village is a licensed credit broker of Take it away loans. Registered address: 80-82 West Street, Farnham, Surrey, GU9 7EN
Contact us for more information on the Take it Away Scheme, or visit the website
Subject to status. Terms and conditions apply. Applicants must be 18+ years old. Guitar Village is a licensed credit broker of Pay4Later, Moneyway & Take it away loans. Registered address: Guitar Village, 80-82 West Street, Farnham, Surrey, GU9 7EN.